Info About Insurance

Insurance Resources for the state of Wisconsin

File a Complaint with the Wisconsin State Insurance Department

Wisconsin Insurance Agent/Agency Lookup

Wisconsin insurance Company Lookup

Wisconsin Consumer related InsurancePublications

• Consumer's Guide to Auto Insurance (Updated March 2005)
  Explains the types of coverage provided in an auto insurance policy, how to shop for insurance, collision damage waiver coverage for rental cars, and contains premiums for five hypothetical examples.
• Teenagers and Auto Insurance (Updated December 2002)
  Provides information on buying car insurance, saving money, and how underage drinking affects your insurance premium.

Long-Term Care

• Guide to Long-Term Care
  Explains different types of long-term care insurance and the types of policies sold in Wisconsin to cover long-term care expenses.
• Long-Term Care Insurance Approved Policies in Wisconsin
  Lists individual, group and tax-qualified long-term care insurance policies, nursing home policies, and home health care policies including information regarding benefits and sample premiums.

• Medicare Advantage - Questions and Answers (Updated January 2005)
  Explains options available to Medicare-eligible persons age 65 and over, and some Medicare-eligible disabled individuals under age 65, who are looking for information about the Medicare Advantage program.
• Medicare Supplement Insurance Approved Policies (Updated January 2005)
  Lists policies available in Wisconsin including benefits and current premiums.
• Wisconsin Guide to Health Insurance for People with Medicare (2006) (Updated December 2005) [bulk orders (100 or more copies) may be purchased by calling BISYS at 1-800-955-7055 ext. 6172]
  Explains Medicare and supplemental insurance to cover those expenses not paid by Medicare.

• ANSI Codes (Updated September 2005)
  American National Standards Institute (ANSI) claim disposition codes that must be used by providers and their narrative explanation.
• A Guide to Health Insurance and Worker's Compensation Insurance for Farm Families (Updated November 2003)
  Provides information about health insurance and limitations for work-related injuries.
• A Shopper's Guide to Cancer Insurance
  Describes cancer insurance policies and the limitations many of these policies have.
• Consumer's Guide to Managed Care Health Plans in Wisconsin (Updated June 2005)
  Provides information on all HMO and Limited Service Health Organization Plans in Wisconsin.
• Fact Sheet on Continuation and Conversion Rights in Health Insurance Policies (Updated July 2003)
  Describes a consumer's rights under Wisconsin law and the federal COBRA law to continue or convert group health insurance coverage after losing previous eligibility for health insurance coverage.
• Fact Sheet on the Independent Review Process in Wisconsin (Updated October 2005)
  Describes a consumer's right to appeal a health plan's decision to an independent medical expert.
• Fact Sheet on Managed Care Consumer Protections in Wisconsin (Updated August 2005)
  Describes consumer protections available to Wisconsin residents enrolled in managed care plans.
• Fact Sheet on Mandated Benefits in Health Insurance Policies (Updated July 2002)
  Gives a brief description of current mandated benefits.
• Fact Sheet on Mandated Benefits for the Treatment of Nervous and Mental Disorders, Alcoholism and Other Drug Abuse (Updated October 2003)
  Summarizes required coverages in group health insurance policies.
• Group Health Insurance Index
  Survey results listing the monthly premiums for group health insurance policies for four hypothetical groups.
• Guide for Insurance Consumers Regarding the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and Wisconsin Insurance Laws (Updated April 2004)
  Provides a general overview of the federal law as well as the changes made to state health insurance laws.
• Health Insurance Coverage in Wisconsin (Updated June 2005)
  Survey results listing the number of people covered by an HMO, Preferred Provider Organization, Point-of-Service Plan and traditional health insurance in Wisconsin.
• Health Insurance for Small Employers and Their Employees (Updated December 2005)
  Discusses the Small Employer Health Insurance Law and contains monthly new business premium rates for three hypothetical groups.
• Insurance Coverage and AIDS (Updated February 2005)
  Summarizes rules regarding health and life insurance underwriting and coverage for AIDS and includes Resources for Persons with a Positive HIV Test/The Implications of Testing Positive for HIV (OCI 17-001).
• Mammograms: Mandated Insurance Coverage
  Summarizes required coverage for mammograms under health insurance policies.

• A Brief Guide to Renter’s Insurance (Updated March 2005)
  Explains the basic coverages included in a renter’s insurance policy and gives tips on how to purchase renter’s insurance.
• Buying a Home and Your Insurance Needs (Updated January 2004)
  Provides information on title, homeowner's, flood and private mortgage insurance and discusses other insurance options to consider when buying a home.
• Consumer's Guide to Homeowner's Insurance (Updated March 2005)
  Explains the basic coverages included in homeowner's and tenant's insurance policies, the types of policies, what you should do if you have a loss, the Wisconsin Insurance Plan, and contains premium tables for four hypothetical examples.
• Settling Property Insurance Claims (Updated November 2003)
  Provides information on what to do after a loss, how to settle an insurance claim, flood insurance, and tips on what to do before a loss.

• Consumer's Guide to Commercial Liability Insurance (Updated January 2004)
  Contains basic information on commercial liability insurance, risk management, legal protections, required coverages, and optional coverages.
• Consumer's Guide to Day Care Liability Insurance (Updated Feburary 2003)
  Answers questions about liability insurance coverage for day care facilities.
• Consumer's Guide to Insurance for Small Business Owners (Updated March 2005)
  Provides information about business, worker's compensation, health, and auto insurance.
• Consumer's Guide to Worker's Compensation Insurance for Employers (Updated December 2004)
  Provides information on worker's compensation insurance requirements and answers frequently asked questions.
• Fact Sheet on Foster Parent Liability Insurance
  Answers questions about liability insurance coverage for foster children.
• Information Sheet on Surplus Lines Insurers and Agents (Updated March 2004)
  Answers questions about surplus lines insurance and procedures for placing surplus lines insurance.
• Warranties (Updated January 2004)
  Discusses the Magnuson-Moss Warranty Act, the federal law that covers warranties, and answers questions about extended warranties.

• State Life Insurance Fund
  Information about the State Life Insurance Fund that offers life insurance to Wisconsin residents. This also includes a rate table and application information. For more information, call 1-800-562-5558 (Wisconsin residents only).
• Understanding Annuities
  Explains the different types of annuity contracts, describes the various contractual features and discusses how to shop for an annuity.
• Wisconsin Buyer's Guide to Annuities (Updated November 2004)
  [bulk orders (100 or more copies) may be purchased by calling BISYS at 1-800-955-7055 ext. 6172]
  Describes annuities and provides consumer information.

• Consumer's Guide to Insurance (Updated November 2005)
  Provides general information about health, life, auto, homeowner's, and worker's compensation insurance.
• Fact Sheet on Credit Insurance
  Provides information on credit insurance.
• Fact Sheet on Insurance Terminations, Denials, and Cancellations
  Summarizes the laws dealing with notice requirements when insurance coverage is terminated.
• Fact Sheet on Standard Health Insurance Forms (Updated May 2004)
  Describes the requirements for billing formats to be used by providers and explanation of benefits and remittance advice forms used by insurers to explain claim payments.
• Frequently Asked Questions About C.L.U.E. (Created August 2004)
  Tips to help you understand how claims information obtained from a C.L.U.E. report may affect your insurance premiums.
• Insurance Complaints and Administrative Actions (Updated May 2005)
  An annual report listing companies with an above-average number of complaints in individual and group health, life and annuities, automobile, and homeowner's and tenant's insurance.
• Learning about the Office of the Commissioner of Insurance on the World Wide Web (Updated June 2005)
  Provides a list of the information that is available on OCI’s Web site.
• Other Sources of Help (Updated June 2003)
  Provides information on Small Claims Court.
• Understanding How Insurance Companies Use Credit Information
  Tips to help you understand how your credit information may be used and how it may affect your insurance premiums.

Wisconsin Insurance Agent related Information

Licensing Information
Exemptions from General Portion of Exam.
    and/or Prelicensing Education
Insurance Licensing for Corporations,
    Partnerships, and Firms
Licenses Types/Fees
Major Line Prelicensing Education and Exam. Info.
Managing General Agent Fact Sheet
Prelicensing Education Schools Approved
Reinsurance Intermediary Fact Sheet
Variable Annuity Contract

Laws, Rules, Bulletins
Bulletins to Insurers
Rule-making Information
Social and Financial Impact Studies
Wisconsin Insurance Laws and Regulations
Wisconsin State Legislature (external site)

Forms
Applications
Appointment and Termination Forms
Service Requests
Surplus Lines Tax Form