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Directory & Informational Resources about Insurance

Insurance Resources for the state of Michigan

File a Complaint with the Michigan State Insurance Department

Michigan Insurance related Forms

Health Insurance Information from Michigan state department

Insurance Complaint Statistics

Insurance Financial Information

Get Smart Campaign

Insurance Company Complaint Ratios

Insurance related Guides

• Frequently Asked Questions About Insurance Credit Scoring 

• A Report on Insurance Credit Scoring 

• How Does an Insurance Company Decide Whether It Will Accept You as a Policyholder 

• Insurance Misrepresentation: What to Watch For 

• Insurance Policies and How to Claim What's Yours 

• Long-Term Care Policies in Michigan 

• NAIC Consumer Alert:10 Things You Should Know About Buying Long-Term Care Insurance 

• NAIC Alerta para consumidores:10 Cosas que debe conocerantes de adquirir seguro de cuidado prolongado de salud 

• NAIC Long-Term Care Shopper's Guide (572 KB) 

• NAIC Consumer Alert: How to Be "Claim Smart" 

 

Auto Insurance

 

• Information on Purchasing Auto Insurance

• Buyers' Guide to Auto Insurance In Michigan 

• Interactive Buyers' Guide to Auto Insurance In Michigan

• Auto Insurance: Are you Eligible? 

• Auto Insurance Claim Actions 

• Auto Insurance Fraud - Buyer Beware 

• Auto Repair Rights Under a Michigan No-Fault Policy 

• Brief Explanation of Michigan No-Fault Insurance 

• Breve Explicacion del Seguro "No-Fault" de Michigan 

• Consumer's Guide to No-Fault Automobile Insurance In Michigan 

• Guia de consumidores para el Seguro "No-Fault" de Michigan 

• How to Reduce the Cost of Your Car Insurance 

• If I am volunteer driver, or use my car for work, am I covered? 

• Mini-Tort: An Exception to No-Fault 

• Online Customer Satisfaction Survey for Auto Insurance

• Road Service Club Memberships 

• The Michigan Automobile Insurance Placement Facility 

• The Three Types of Collision Coverage 

 

Health Insurance

• Guide to Health Insurance for People with Medicare (1.08 MB) 

• Cancer Insurance 

• Health Plans and Preferred Provider Organizations (PPOs)

• HMO Consumer Guide

• HMO's In Your Area

• HMO Enrollment Information

• HMO Complaint Information

• HMO Financial Information

• HMO Accreditation Information

• HMO Additional Information

• Mandatory Health Coverage

• Self-Funded Health Care Plans

• Small Employer Group Health Coverage Act

• NAIC Consumer Alert: New Medicare Prescription Drug Coverage

• NAIC Aviso al consumidor: Nuevo Plan de Beneficio de Medicinas por Receta 

• NAIC Consumer Alert: 10 Things You Should Know About Buying a Medigap Policy 

• NAIC Alerta para consumidores: 10 Cosas que debe Saberal Adquirir una Poliza Complementario de Medicare ("Medigap") 

• NAIC Consumer Alert: Protecting Small Business from Fraudulent Health Plans 

• NAIC Alerta para consumidores: Como proteger a los pequenos negocios contra planes de salud fraudulentos

Homeowners/Renters Insurance

• Information on Purchasing Home and Renters Insurance

• Buyers' Guide to Home and Renters Insurance In Michigan (700 KB) 

• Interactive Buyers' Guide to Home and Renters Insurance in Michigan

• Fire Insurance Withholding Program - Enrollment Requirements 

• Flood Insurance: What You Need To Know 

• Home Business Insurance 

• Homeowners Insurance: Are You Eligible? 

• Homeowners Insurance: Replacement Cost vs. Repair Cost Policies 

• Seguro de Propietarios de Vivienda Comparaciaon de las polizas de Costo de Reemplazo Con las de Costa de Reparaciones 

• Renter's Insurance: A Smart Buy 

• NAIC Consumer Alert: Renter's Insurance: To Purchase or Not to Purchase 

• The Michigan Basic Property Insurance Association 

• Title Insurance 

• Online Customer Satisfaction Survey for Home and Renters Insurance Web Pages

Life Insurance

• NAIC Consumer Alert:10 Things you Should Know About Purchasing Life Insurance 

• NAIC Alerta para consumidores:10 Cosas que debe Conacer Antes de Adquirir Sequrode Vida 

• Understanding Life Insurance: Should You Change or Cancel a Policy 

 

Insurance Codes and Acts

• CCH offers NILS INSource service including insurance laws for 50 states
(fee for some services)

• Health Benefit Agent Act

• Insurance Code: 1956 PA 218

• Insurance Code: Chapter 12 Agents, Solicitors, Adjusters, and Counselors

• Insurance Code: Chapter 15 Premium Finance Companies

• Insurance Code: Chapter 21 - Essential Insurance

• Insurance Code: Chapter 31 - No Fault Insurance

• Insurance Code: Chapter 34 - Disability Insurance Policies
Includes Individual Expense Incurred Hospital, Medical, and Surgical Policies as well as Individual Income Disability and other Indemnity Policies

• Insurance Code: Chapter 35 - Health Maintenance Organizations

• Insurance Code: Chapter 40 - Individual Life Insurance Policies and Annuity Contract

• Insurance Code: Diabetes Coverage

• Nonprofit Health Care Corporation Reform Act
Blue Cross and Blue Shield of Michigan

• Nonprofit Health Care Corporation Reform Act: Diabetes Coverage

• Nonprofit Health Care Corporation Reform Act: Patient's Right to Independent Review Act

• Third Party Administrator Act, Public Act 218 of 1984

 

Michigan Insurance Industry Forms

• Financial Filing Forms

• Insurance Forms

• Uniform Certificate of Authority Application

• Promissor Forms

• Multiple Employer Welfare Arrangements

• Rate/Rule/Policy Filing Forms & Procedures Manual

• Insurance Holding Company Forms

• Premium Finance Company Forms

• HMO/AFDS-Application for Licensure and Forms

• Education Forms

• Insurance Licensing Forms

 

Michigan Online Application for Individual License - Producer/Agent

 

• How to become licensed as a resident producer

• How to become licensed if I'm moving to Michigan from another state:

• How to become licensed as a non-resident producer

 

 

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