Info About Insurance

Home Owner's Insurance - Portal

Home insurance, or homeowners insurance, is an insurance policy that combines insurance on the home, its contents, loss of use (additional living expenses) and, often, the other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

In this section we try to bring as much information possible about Homeowner's Insurance and the different aspects of the same.  The following sections will cover most of what you really need to know about Home Owners insurance.

• Home Insurance - what is!?
• Renter's Insurance - special section.
• What is in a standard homeowners insurance policy? 
• What type of insurance do I need for a co-op or condo? 
• What type of disasters are covered? 
• How do I take a home inventory and why? 

BUYING AND SAVING MONEY

• How much homeowners insurance do I need? 
• Where can I buy insurance? 
• How do I pick an insurance company? 
• How can I save money? 
• What information do I need to provide to my agent? 
• What if I can't get coverage? 
• How often should I review my policy? 

HELP! I HAVE TO FILE A CLAIM

• How do I file a homeowners claim? 
• How does the payment process work? 
• How is the settlement amount determined? 
• What can I do if I am having trouble settling my claim? 
• Who is a public adjuster and why does a property owner need one? 
• How can I avoid scams after a disaster?

HOMEOWNERS TIPS

• Dog bite liability 
• Surviving severe cold weather 
• Grilling safety 
• Home security 
• Lawnmower safety 
• Pool safety 
• Protecting your house from mold 
• Protecting your bike from theft 
• Remodeling your home 
• Winter weather preparation 

HomeOwner's Insurance Additional FAQ

• What's the difference between cancellation and non-renewal? 
• Can I own a home without homeowners insurance? 
• How much will my Home Insurance Cost?
• Are there different types of policies? 
• Do I need separate coverage for jewelry? 
• Should I purchase an umbrella liability policy?